Loans for Any Purpose

Access Funds from $500 to $50,000

Attaining a personal loan for essential expenses can be tough during challenging times. This is why we created EssentiaLoan. Quickly connect with top-rated lenders in your local area based on your funding needs. It only takes a few minutes to compare options.

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Featured Partners

Faster Online Loan Decisions

Quickly connect with a lender by answering a few simple questions.

1

Select a Loan Offer

Compare rates and offers from a list of trusted top-rated lending partners in our network

2

Complete Online Form

After selecting a lender, complete a brief online form with all your loan details

3

Close Your Loan

Sign your documents and sit back while funds are sent directly to your account.

Financing to meet your goals

Whether you’re looking for make some home improvements, interested in tapping your home equity, or have made the decision to consolidate those mounting credit card bills – we’ve got you covered.

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Short Term Loan Options

Rent, bills, auto repairs and other expenses sometimes tend to arrive when you least expect them. Not to worry! We’ve partnered with lenders in our network offering short term lending options for any loan purpose.

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Featured Lending Partners

We have partnered these lenders based on their superb level of to customer service, product transparency and commitment to excellence.

Experian® Personal Loans Match

Loan Amount: $1,000 – $50,000

APR: 8.49%- 35.99% APR

Loan Term: 36-60 months

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Partner 2

$1,000 – $50,000

8.49%- 35.99% APR

36-60 months

Get Details

Partner 3

$1,000 – $50,000

8.49%- 35.99% APR

36-60 months

Get Details

Partner 4

$1,000 – $50,000

8.49%- 35.99% APR

36-60 months

Get Details

What is a Personal Loan?

A personal loan is a term loan that’s designed to be repaid over a predetermined period of time, such as five or seven years. With the help of our website, you can locate a lender that provides loans ranging from $1,000 to $100,000. Eligibility is based on a variety of factors, including but not limited to your credit score and history. Every lender has its own terms and conditions, so it’s important to compare your options. We’re not a direct lender, but are happy to connect you with a provider who can discuss your wants and needs.

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How a Personal Loan can Help

You never know when an emergency will show up unnoticed. You never know when you’ll need a large chunk of change to make a purchase or tackle a home improvement project. Our process is designed for efficiency, thus allowing you to move forward as quickly as possible. With a large lender network, you can access the funds you need, up to $100,000. And in some cases, depending on the lender, you can receive funds within one business day.

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Find a great lender or lending partner in minutes!

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APR & Loan Duration

The APR on a personal loan from our network of lenders and lending partners varies, with many providers offering rates from 5.99% to 35.99% and loan durations between 90 days and 72 months. The actual loan rate depends on the loan amount and term requested, as well as your credit score, usage, and history. If you are offered a loan, you will have the opportunity to review the final offer made by the lender or lending partner and accept their loan agreement. The APR will be set by your lender and you will be notified of the final number before accepting the loan terms. Annual percentage rates can vary based on both: 1) the information that you supply in your initial loan request, and 2) the information that your lender supplies to you.

Representative Examples

If you borrowed $1,500 over a 18 month period and the loan had a 3% origination fee ($45), your monthly repayments would be $100.05, with a total payback amount of $1,800.93 which including the 3% fee paid from the loan amount, would have a total cost of $255.93. Representative 19.99% APR. If you borrowed $5,000 over a 38 month period and the loan had an 6% origination fee ($300), your monthly repayments would be $182.74, with a total payback amount of $6,944.12 which including the 6% fee paid from the loan amount, would have a total cost of $1,644.12. Representative 17.53% APR.

Contact Information

Email Support: [email protected]
Phone Support: Customer Service

Table Test

Loan Amount

Interest Rate

Loan Term

Fee %

Fee Cost

Monthly Payment

APR Rate

Total Repayments

Total Cost

$1,000 24.00%

12 months

3.00% $30 $94.56 29.82% $1,134.72 $164.72
$2,000 19.00

24 months

5.00% $30 $100.82 24.12% $2,419.68 $519.68
$5,000 13.00%

48 months

8.00% $400.00 $131.67 18.23% $6,320.12 $1,720.12
$10,000 7.90%

60 months

10.00% $1000.00 $202.28 9.20% $12,136.80 $3,136.80